Using MoneyOnMobile is very easy. To activate SMS services you will send an SMS to to register and then you are ready to use the services of MoneyOnMobile; For GPRS all you have to do is download the application to your mobile phone, register for a customer account, update your bank and/or credit and debit card details and start making payments with merchants that accept MoneyOnMobile.

Security and Convenience: Consider that you would no longer have to carry around cash, credit or debit cards and you can buy the services you or a friend may need from anywhere at anytime. You can use MoneyOnMobile for any and all goods and services as long as the merchant or service provider is also a MoneyOnMobile registered client. An additional benefit is that you no longer need to queue up to make payments. With this service, you can make your payments at any time and from anywhere.

The MoneyOnMobile payment platform and all the transactions through this service follow the guidelines laid down by PCI-DSS in terms of security. This means the highest possible level of encryption of your personal and bank details as well as of all transactions carried out through the application. The transactions are protected by two factor authentication through MPIN and TPIN. The customer need to enter the MPIN to login and TPIN for authorizing any transaction. The MPIN and TPIN are stored at the server side to prevent misuse of customer data in an event of mobile device theft/loss.

This is the best part about MoneyOnMobile… it is totally free to use for end customers. You can freely download and install the application of all your mobile phones. You might incur charges as applied by your mobile service provider for SMS or GPRS data usage, but other than these, you have to pay nothing extra to use this service.

New services, service providers and merchant outlets are being added to the MoneyOnMobile network on a daily basis. At the moment though, you can use the following services with ease: 

• Recharge your mobile phone
• Top up your DTH account
• Purchase rail / bus / air / movie tickets
• Buy goods and services at partner establishments and outlets
• Pay utility bills including electricity / gas / telephone
• Recharge the data cards
• Pay your bills for the data cards
• Domestic Money Transfer
• E-shopping
• E-puja anytime, anywhere

As long as it is a mobile phone that has either SMS or GPRS services, your phone will support MoneyOnMobile. We have designed MoneyOnMobile to work across all mobile phone handsets, from the most basic to the most advanced. If you mobile phone supports Java, you can use MoneyOnMobile through the GPRS service of your mobile service provider. If it does not, you can use this service via SMS. Both channels are equally service and easy to use.